228 loan - An Overview

(ii) Every one of the counties from the nonmetropolitan area of the State (using the MSA boundaries which were in influence as of January 1 in the calendar yr where the delineation applies), excluding:

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The Board prices the effectiveness of the intermediate financial institution evaluated under this portion as offered in appendix D to this component.

(iii) A list showing Just about every census tract wherein the bank claimed a small company loan or a small farm loan;

signifies, notwithstanding the definition of “compact business enterprise” In this particular segment, a loan A part of “loans to tiny corporations” as reported in Timetable RC-C of the Call Report.

(iii) An inventory displaying Each individual census tract during which the bank documented a little company loan or a little farm loan;

(2) The dispersion of a financial institution's shut-conclude dwelling mortgage lending, little small business lending, smaller farm lending, or automobile lending inside of a facility-primarily based assessment spot to ascertain whether or not there are gaps in lending that are not stated by overall performance context;

(ii) According to paragraph (g) of this section, a financial institution's program may possibly include optional analysis elements or suitable modifications and additions to your performance assessments that will use inside the absence of an permitted plan.

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The Board assigns conclusions to the general performance of the lender running underneath a strategic prepare pursuant to § 228.

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(x) An indicator for if the loan was to a company or farm for which gross once-a-year revenues are usually not acknowledged by the bank.

(2) A check here house home loan loan or perhaps a multifamily loan is located in the census tract exactly where the property securing the loan is situated; and

The Board evaluates a restricted reason lender's community growth funding efficiency during the nationwide location, pursuant to § 228.19, and assigns a conclusion for that establishment based on the Board's consideration of the next two elements:

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